Financial Management Network, Inc

Welcome to our Web site, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals. We're here to help educate you about the basic concepts of financial planning, to help you learn more about who we are, and to give you fast, easy access to market performance and data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

 

 

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Securities offered through FMN Capital Corporation, Member FINRA,MSRB & SIPC, California Life License #0A96242


Bart A Zandbergen, CFP is a representative of Financial Management Network, Inc, and FMN Capital Corporation. Financial Management Network, Inc. (Investment Advisor), FMN Capital Corporation (Broker-Dealer), and representatives of either firm may only transact business in the state they are licensed in (Bart Zandbergen is insurance licensed in the following states: AZ, CA, CT, NY, TX,VA & WI and securities licensed in AR, AL, AZ, CA, CT, CO, GA, HI, IL, MO, MS, NM, NY, TX, VA, & WA). Follow up, individualized responses to persons in those states that we are not licensed in by Financial Management Network, Inc., FMN Capital Corporation, and representatives of either firm that involve either effecting or attempting to effect transactions in securities, or rendering of personalized investment advice for compensation, will not be made without compliance with said state`s broker-dealer, investment adviser, broker-dealer agent, or investment adviser representative registration requirements, or an applicable exemption or exclusion.

* Financial Management Network, Inc., is registered with the SEC as an investment adviser and as such is licensed directly in its state of residency, California. All other states FMN conducts business in is done through a de Minimis filing with said states.



 


 


 




 
Calculators

Savings Accumulation

Estimate the future value of your current savings.

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Mortgage Refinancing

Determine whether you should consider refinancing your mortgage.

Taxable Equivalent Yield

Calculate the rate of return you would have to receive from a taxable investment to realize an equivalent tax-exempt yield.

More Calculators →

Newsletters

GDP: Measuring the Economy

It's likely you've heard a lot about the gross domestic product (GDP) if you follow the news. But what is its impact on the national economy and how has the Great Recession impacted the GDP? This primer explains the numbers behind the GDP and what it ultimately tells us about the economic health of the nation.

HOT TOPIC: American Manufacturing: Rebound or Renaissance?

During the last decade, U.S. manufacturing lost millions of jobs to foreign competition. The sector appears to be coming back strong, adding almost half a million jobs since 2010 as productivity rises. This article examines the conditions that originally caused the exodus of U.S. industrial production and those that may bode well for its future.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

Favorable Dividend and Capital Gains Tax Rates Extended—for Now

The 2010 Tax Relief Act extended the 15% maximum tax rates on qualified dividends and long-term capital gains through December 31, 2012. But without further legislation, dividends will be taxed at ordinary income tax rates and capital gains tax rates will return to 20% (23.8% for investors in the two highest tax brackets) in 2013.

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