Securities offered through FMN Capital Corporation, Member FINRA,MSRB & SIPC, California Life License #0A96242
Bart A Zandbergen, CFP is a representative of Financial Management Network, Inc, and FMN Capital Corporation. Financial Management Network, Inc. (Investment Advisor), FMN Capital Corporation (Broker-Dealer), and representatives of either firm may only transact business in the state they are licensed in (Bart Zandbergen is insurance licensed in the following states: AZ, CA, CT, NY, TX,VA & WI and securities licensed in AR, AL, AZ, CA, CT, CO, GA, HI, IL, MO, MS, NM, NY, TX, VA, & WA). Follow up, individualized responses to persons in those states that we are not licensed in by Financial Management Network, Inc., FMN Capital Corporation, and representatives of either firm that involve either effecting or attempting to effect transactions in securities, or rendering of personalized investment advice for compensation, will not be made without compliance with said state`s broker-dealer, investment adviser, broker-dealer agent, or investment adviser representative registration requirements, or an applicable exemption or exclusion.
* Financial Management Network, Inc., is registered with the SEC as an investment adviser and as such is licensed directly in its state of residency, California. All other states FMN conducts business in is done through a de Minimis filing with said states.
The American Recovery and Reinvestment Act of 2009 offers some short-term tax benefits designed to encourage consumer activity and boost particular sectors of the economy.
If you are about to retire or have recently entered retirement, it's a good time to consider whether your current life insurance policy meets your needs.